UK Finance News

If you are thinking about starting your own business there are a few things that need to be considered in advance, many of which might not become apparent until you are in the thick of the action.

One such issue could be the facility to make payments for day-to-day items without having to draw cash from your business bank account or petty cash tin.

Setting up meeting rooms, arranging travel, organising staff expenses, paying for working lunches and settling utility bills online -  these are just a few of the areas where a credit card could become invaluable. But what type of things do you need to consider when shopping for the right package?

A Lloyds TSB Business Credit Card can offer a number of flexible ways to make sure all of these overheads are dealt with in a timely fashion, as well as providing a facility that keeps the cash flow moving while keeping you in control.

For those who are reluctant to set up credit facilities a more suitable option might be the Business Debit Card. With this you can get access to money from any number of cash machines across the world and you can use the card online and over the telephone.

The third option available is the Lloyds TSB Business Charge Card, which gives employees the ability to sort out their own expenses. However, with account limits and card numbers set by you, you can maintain control of the company outgoings with relative ease.

In addition to all of this, small business customers who choose any of the above facilities will be protected by the Lloyds TSB ClickSafe service. This means that train tickets, stationary, hotels, events and any other online purchases are given a little extra security – which should give you greater peace of mind when using the web.

In the same way as you would enter a PIN number when using a credit or debit card in person, Lloyds TSB ClickSafe allows you to set up a personal password to confirm your identity when visiting internet checkouts. The option is also known as Verified by Visa and MasterCard SecureCode and is designed to address the growing need to use the web to pay for goods, with additional protection against card crime.