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	<title>UK Finance News &#187; Personal Shares</title>
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		<title>The Future of Share Dealing</title>
		<link>http://www.uk-finance-news.co.uk/the-future-of-share-dealing/673</link>
		<comments>http://www.uk-finance-news.co.uk/the-future-of-share-dealing/673#comments</comments>
		<pubDate>Mon, 18 Oct 2010 17:19:26 +0000</pubDate>
		<dc:creator>John Williams</dc:creator>
				<category><![CDATA[Personal Shares]]></category>
		<category><![CDATA[Share Dealing]]></category>

		<guid isPermaLink="false">http://www.uk-finance-news.co.uk/?p=673</guid>
		<description><![CDATA[Following on from the sub-prime mortgage crisis, significant reforms are being made to the ways that we trade.
The future of share dealing and live share prices is constantly developing. Changes are also radical is because of the still growing importance of the Internet in the financial services sector. Managing your portfolio online is a common [...]]]></description>
			<content:encoded><![CDATA[<p>Following on from the sub-prime mortgage crisis, significant reforms are being made to the ways that we trade.</p>
<p>The future of share dealing and <a title="live share prices" href="http://www.londonstockexchange.com/" target="_blank">live share prices</a> is constantly developing. Changes are also radical is because of the still growing importance of the Internet in the financial services sector. Managing your portfolio online is a common thing to do and the fees associated with using Internet-based management schemes are less expensive than the charges levied by brokers.</p>
<p>Because of the risk that’s associated with investing on the stock markets the tools we use need to keep us up to date. Our business world is constantly changing, and the picture at the end of the working day could easily be different to where it started.</p>
<p>The mobile phone is now an asset in keeping us up with the latest data in real time. For example, smartphones such as the iPhone, BlackBerry and handsets from Thomson Reuters have dedicated applications for accessing stock market information. As many business websites are accessible via mobile and brokers create websites for their clients, share dealing doesn’t need to be confined to the office any more.</p>
<p>However, one concern is that the functionality of mobile phone services will not be as wide-ranging as the full programs or websites accessible on the computer. In the coming months, key trading platforms are promising to add PC-exclusive features onto the services aimed at people on the move.</p>
<p>Tablet devices are also becoming a prominent tool in the lives of investors. The Apple iPad and the BlackBerry Playbook to name a couple expand on the portability and convenience of mobile phones, while preserving the wealth of information that is available on a desktop-based platform. Whether browsing trading platforms that have been especially modified for these devices or applications that provide access to graphical analysis, making decisions on your next trading move is not something confined to when you are sitting in front of a computer. As the past few years have meant so much for the development of the technology we use to deal shares, it may be naive to predict the progress we will see further on in the future.</p>
<p>So, what does the future of share dealing have in store? The Confederation of British Industry is regularly reviews its forecasts for the financial future of the UK, and its analysis will bring different perspectives on the dividends from growth we should expect. A good example is the growth on the GDP expected in 2011 which, because of <a title="spending cuts" href="http://news.bbc.co.uk/local/london/hi/tv_and_radio/newsid_8743000/8743655.stm" target="_blank">spending cuts</a>, has been revised down recently. It was once anticipated that next year there would be a 2.5 per cent year-on-year rise in revenue. However this has been reduced by a further 0.5 per cent due to the anticipated budget cuts which will be announced later this month.</p>
<p>This suggests that growth will slow compared to the first half year in 2010 which showed a 1.6 per cent rise in GDP when compared in real terms to the previous six months. July to December 2010 instead is forecast to deliver will only see a development of 0.9 per cent.</p>
<p>Exercising caution is another factor that the International Monetary Fund (IMF) is encouraging among investors, particularly as the global economy is still relatively fragile. The IMF believes that banks are still a high-risk part of the global economic scene and that measures in Europe to minimise the risk haven’t been hard-hitting enough.</p>
<p>Share dealing is making interesting progress, particularly as the new markets that are emerging rely extensively on investment from other countries. As such, there has been a substantial shift to investing in international companies that might have a presence on the FTSE 100 index already.</p>
<p>Bearing the future in mind, what are the tips that will ensure a secure and stable investment? Firstly, embracing technology and using an online platform is advantageous because your documentation is held in one place. Some services will even handle the paperwork associated with receiving the dividends you are entitled to. Paying a nominal charge for this is usually worthwhile, as it enables you to get on with more important things. However, there are some brokers that will handle all of this for free if you are a frequent trader.</p>
<p>Advice is a key element of getting things right and an Internet broker with detailed research and resources will help you to make an informed choice. The outlook for share dealing is promising because of how the digital era is making share trading far easier.</p>
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		<title>UK Finance:Northern Rock investors lose appeal</title>
		<link>http://www.uk-finance-news.co.uk/uk-financenorthern-rock-investors-lose-appeal/328</link>
		<comments>http://www.uk-finance-news.co.uk/uk-financenorthern-rock-investors-lose-appeal/328#comments</comments>
		<pubDate>Tue, 28 Jul 2009 16:57:56 +0000</pubDate>
		<dc:creator>John Williams</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Finance News]]></category>
		<category><![CDATA[Personal Shares]]></category>
		<category><![CDATA[UK economy]]></category>

		<guid isPermaLink="false">http://www.uk-finance-news.co.uk/?p=328</guid>
		<description><![CDATA[Former Northern Rock shareholders aiming to win back the losses they made when the bank was taken over by the government have seen their demand for compensation dismissed at the London Court of Appeal.
The shareholders and two hedge funds had argued that the government compensation offered at the time, had undervalued their shares, and breached [...]]]></description>
			<content:encoded><![CDATA[<p>Former <strong>Northern Rock</strong> shareholders aiming to win back the losses they made when the bank was taken over by the government have seen their demand for compensation dismissed at the London Court of Appeal.</p>
<p>The shareholders and two hedge funds had argued that the government compensation offered at the time, had undervalued their shares, and breached their human rights.</p>
<p>In February the High Court had ruled against the shareholders, rejecting a demand for a judicial review of the scheme and yesterday the appeal court agreed and upheld the ruling.</p>
<p>But <strong>Jon Wood</strong>, spokesman for <strong>SRM Globa</strong>l said the investors would continue their fight.</p>
<p>&#8220;We are encouraged that the Court of Appeal&#8217;s judgment acknowledges the real force of our arguments. We embarked upon this legal challenge in the full expectation that it would be a lengthy process. We are determined to see it through to its conclusion,&#8221; he said in a statement.</p>
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		<title>HBOS Rights Issue Flop</title>
		<link>http://www.uk-finance-news.co.uk/hbos-rights-issue-flop/95</link>
		<comments>http://www.uk-finance-news.co.uk/hbos-rights-issue-flop/95#comments</comments>
		<pubDate>Mon, 21 Jul 2008 13:30:11 +0000</pubDate>
		<dc:creator>John Williams</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[City news]]></category>
		<category><![CDATA[Personal Shares]]></category>
		<category><![CDATA[UK economy]]></category>

		<guid isPermaLink="false">http://www.uk-finance-news.co.uk/?p=95</guid>
		<description><![CDATA[Reports in this weekends press suggest that only around 10% of HBOS shareholders participated in the banks rights issue to raise £4billion.
Experts are concerned that the take up may be so bad that it will leave underwriters Morgan Stanley &#38; Dresdner with as much as £3.6bn worth of the banks stock.
HBOS had hoped to rally [...]]]></description>
			<content:encoded><![CDATA[<p>Reports in this weekends press suggest that only around 10% of HBOS shareholders participated in the banks rights issue to raise £4billion.</p>
<p>Experts are concerned that the take up may be so bad that it will leave underwriters Morgan Stanley &amp; Dresdner with as much as £3.6bn worth of the banks stock.</p>
<p>HBOS had hoped to rally support from it&#8217;s estimated 800,000 small private investors who were given around 200 shares each following the demutualisation of Halifax Building Society ten years ago.</p>
<p>While the offer made by HBOS may have looked attractive when it was announced in April, since then the share price has plunged in value. The hammering taken last week as UK banks in general were hit on the stock exchange, saw HBOS share drop to a low of 228p against the original discounted rights issue price of 275p.</p>
<p>The next few days could be crucial for the bank and it will be interesting to see how experts Morgan Stanley &amp; Dresdner emerge from the farce.</p>
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		<title>HBOS Rights Issue Not Worth The Paper It Is Written On</title>
		<link>http://www.uk-finance-news.co.uk/hbos-rights-issue-not-worth-the-paper-it-is-written-on/90</link>
		<comments>http://www.uk-finance-news.co.uk/hbos-rights-issue-not-worth-the-paper-it-is-written-on/90#comments</comments>
		<pubDate>Thu, 03 Jul 2008 16:22:02 +0000</pubDate>
		<dc:creator>John Williams</dc:creator>
				<category><![CDATA[Personal Shares]]></category>
		<category><![CDATA[UK economy]]></category>

		<guid isPermaLink="false">http://www.uk-finance-news.co.uk/?p=90</guid>
		<description><![CDATA[Good advice from The Daily Mail This Is Money section, for the 1.4 million of us who hold shares in HBOS, a document outlining the companies rights issue should now be in your possession.
Put it through the shredder is the advice being given and should not even be a consideration. HBOS share price on 1st [...]]]></description>
			<content:encoded><![CDATA[<p>Good advice from The Daily Mail <a title="this is money" href="http://www.dailymail.co.uk/home/frame-money.html" target="_blank">This Is Money </a>section, for the 1.4 million of us who hold shares in HBOS, a document outlining the companies rights issue should now be in your possession.</p>
<p>Put it through the shredder is the advice being given and should not even be a consideration. HBOS share price on 1st July was 6p lower than the 275p being asked for the new rights issue, so really there is no point in buying.</p>
<p>Giving the current economic climate it is unlikely that the HBOS share price will rise dramatically before 11th July the D day for the rights issue, if it were to improve then the advice could very well change.</p>
<p>But being realistic, Stockbroker Justin Urquhart Stewart, of Seven Investment Management, says: &#8216;Don&#8217;t even think about participating in this rights issue. If you really want to buy HBOS shares, then go to the market and buy them. Leave the merchant banks to pick up the pieces of this issue.&#8217;</p>
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