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Entries Tagged as 'Personal Finance'

Personal insolvencies in England & Wales hit record in 2010

John Williams - Tuesday 08.02.11, 15:31pm

Official figures have revealed that the number of people in England and Wales being declared insolvent rose by 0.7% on the 2009 figure and the highest since records began in 1960.
Although there was a drop in the figures during the final three months of 2010, officials have suggested that this may have more to do [...]

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Tags: Insolvency · Personal Finance · UK economy

The future of credit

John Williams - Wednesday 05.01.11, 13:22pm

Most people are well aware that it’s often much harder to get a loan, mortgage or credit card today than it once used to be. The problems in the economy over the last few years have changed the way lenders do business (and the way people borrow), as the subsequent lower lending figures attest.
Even though [...]

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Tags: Banking · Interest Rates · Mortgages · Personal Finance · UK economy

Use a Prepaid Card to Help You Budget This Christmas

John Williams - Friday 17.12.10, 17:10pm

It can be all too easy to get carried away with spending at Christmas. It isn’t just the gifts that must be bought, but also the extra food, alcohol, supplies for office parties and new clothing. Add to that the associated costs of travel and possibly being away on holiday, and the whole festive season [...]

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Tags: Cash Flow · Personal Finance

Payday Loans: A Short-Term Solution

John Williams - Thursday 16.12.10, 15:34pm

We all know how it goes; between paydays our budgeting can sometimes go out the window. Even with tightening our belts and watching the pennies closer than ever, often the only option is to borrow money to tide us over until the next pay cheque.
This is where short-term payday loans can come in handy.
Payday loans [...]

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Tags: Cash Flow · Personal Finance

How UK debt affects us all

John Williams - Monday 13.12.10, 12:25pm

The following ‘infographic’ is designed to look at the current extent of Britain’s debt and the effect that it is likely to have on all of us, highlighting the areas which will be worse off after the government spending cuts.
The information is supplied by money.co.uk and clearly illustrates how the rich and poor divide in [...]

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Tags: Budget News · Corporation tax · Debt Consolidation · Finance News · Personal Finance · Public Sector · Savings · UK economy

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