UK Finance News

If you’ve decided to buy a home, you want the whole process to go as smoothly as possible. Getting onto or moving up the property ladder can be a difficult and stressful experience, and moving home is never easy. The last thing you need is to find that you’re tied into the wrong kind of [...]

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Living now and paying for it later may not have been the slogan of the boom times that grew out of the 1970s and 80s and as we all became more prosperous in latter years, spending money that we never had in the first place became something of an art form in the more recent [...]

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Most people are well aware that it’s often much harder to get a loan, mortgage or credit card today than it once used to be. The problems in the economy over the last few years have changed the way lenders do business (and the way people borrow), as the subsequent lower lending figures attest.
Even though [...]

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Recent research by Yorkshire Building Society shows that the number of mortgage borrowers now on their respective lenders’ SVRs (Standard Variable Rates) is over 2.3 million, representing 28% of the total mortgage market.
Typically these households have come off fixed term discounted mortgage deals which were available two or more years ago.  Lenders SVRs, currently averaging [...]

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