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Entries Tagged as 'Banking'

The future of credit

John Williams - Wednesday 05.01.11, 13:22pm

Most people are well aware that it’s often much harder to get a loan, mortgage or credit card today than it once used to be. The problems in the economy over the last few years have changed the way lenders do business (and the way people borrow), as the subsequent lower lending figures attest.
Even though [...]

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Tags: Banking · Interest Rates · Mortgages · Personal Finance · UK economy

Digging a hole for ourselves in financial crisis

John Williams - Tuesday 23.11.10, 15:12pm

With our own country preparing to extend the misery that the financial crisis and decades of bad government decisions has brought upon us, the news that the UK will help bail out Ireland is to put it politely, not very welcome.
As Professor Philip Booth of the Institute of Economic Affairs has already made the following [...]

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Tags: Banking · Europe · UK economy · World Economy

NatWest: Back to the future

John Williams - Wednesday 29.09.10, 19:26pm

Having banked with NatWest (National Westminster) both personally and in business for more years than I care to remember, my view is that they have always been competent at what they do.
Like any other bank, if you keep within the rules and guidelines everything is ok, it is odd that it is always people who [...]

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Tags: Banking

SME loan demand weak say British Bankers Association

John Williams - Wednesday 25.08.10, 13:04pm

The chief executive of the British Bankers’ Association, Angela Knight has spoken out in defence of high street banks who have been under increasing pressure to make more funds readily available for small and medium sized businesses in the UK.
In an article on the BBC news site Knight reiterates the recent findings of the Bank [...]

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Tags: Banking · Cash Flow · SME · UK economy

Factoring and Invoice Discounting as an alternative to traditional business banking

John Williams - Wednesday 11.08.10, 12:09pm

It is still early days for the new coalition government to get tough with high street banks, but according to recent research the traditional UK banking sector is still not fulfilling its promise to make more funds available to small businesses.
The Forum of Private Business claims that business owners are finding it more difficult than [...]

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Tags: Banking · Cash Flow · Factoring · SME · UK economy

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